Asaan Karobar Card
A new ray of hope has dawned for the small business community of Punjab. If you are running a rickshaw, running a shop, owning an online store, or doing some small business from home and financial difficulties are standing in the way of your progress, the Punjab Govt. Simple business card There is a golden opportunity for you. As per the latest update of August 2025, you can now get a loan of up to Rs 3 lakh on easy terms.
The scheme not only provides financial support but is also an important tool for promoting business independence and strengthening the economy. Rising inflation and stringent bank conditions have made it difficult for small entrepreneurs to get loans, but this project removes all these hurdles.
The aim of the Punjab government is to provide opportunities to citizens to expand their businesses, create new jobs and bring about positive change in the economy. Whether you are a tea planter in Lahore or a tailor in Multan, Simple business card May be the beginning of your growth.
Simple Business Cards – Brief Details
| characteristic | Description |
| Maximum loan amount | 3 lakh rupees |
| least of all life | 18 years |
| Maximum age | 60 years |
| Method of application | Online portal |
| Processing time | 3 to 5 working day |
What is a Asaan Karobar Card and why is it important?
Simple business card is a flagship scheme of the Punjab Government which provides financial assistance to Micro, Small and Medium Enterprises (MSMEs). Usually small businesses fail to get loans from banks because they don’t have huge collateral or collateral. This card removes these barriers and provides loans at low cost.
The project is also important as rising inflation and rising business costs have put small traders under severe pressure. The government wants this section to play an active role in the economic stream and reap the fruits of their labor.
Read More: CM Punjab Bike Scheme 2025
What are the new changes in Easy Business Card 2025?
As per the latest update of August 2025, several important changes have been made in the scheme so that more people can benefit from it:
- Increase in loan limit – Loans up to Rs.3 lakhs can now be availed.
- Quick approval – After verification of documents, the amount is approved in 3 to 5 days.
- Flexible payment – Facility of repayment in installments ranging from 6 months to 2 years.
- Low markup rate – Very low interest rates compared to commercial banks.
- Digital Application System – Facility to apply online at home.
Who can apply for a Asaan Karobar Card?
To apply for this scheme you must fulfill the following conditions:
- Your age should be between 18 to 60 years.
- You are a permanent resident of Punjab.
- You must have a valid National Identity Card.
- You are running a small or micro business (whether registered or unregistered).
- You can provide a simple business plan or proof of income.
Documents Required for Asaan Karobar Card
Before applying, keep the following documents ready so that the process is not delayed:
- Copy of National Identity Card.
- Proof of residence in Punjab (utility bill, domicile or tenancy agreement).
- Business details (type, location, monthly income).
- Bank account or mobile wallet details.
Read More: CM Punjab E-Taxi Scheme 2025
Asaan Karobar Card Online Application Procedure
- Go to the official website – On the portal of Punjab Small Business Support Fund.
- Fill out the form – Enter personal, contact and business information.
- Upload documents – Identity card, proof of address and business plan.
- Select the loan amount and tenure – As per your requirement.
- Submit the application and wait – Approval notification will be received in 3 to 5 days.
Why take advantage of the Asaan Karobar Card immediately?
- No heavy collateral required.
- Safe and transparent process guaranteed by Govt.
- Opportunity to expand business, purchase inventory or improve infrastructure.
- Disbursement of funds in few days.
How to Increase the Chances of Asaan Karobar Card Approval?
- Create a clear and realistic business plan.
- Keep all documents updated.
- Apply early to get the loan before the annual quota expires.
- Use an active bank or mobile account.
Read More: How Is CM Punjab E-Taxi Scheme Changing Punjab’s Transport
Frequently Asked Questions (FAQs)
Question 1: Is Easy Business Card Loan Interest Free?
Answer: No, but the government provides a subsidized markup rate which is much lower than commercial banks.
Question 2: Are home-based businesses also eligible?
Answer: Yes, home and informal businesses can also apply.
Question 3: How long does it take for loan approval?
Answer: Approval is usually received within 3 to 5 working days.
Question 4: Can the loan be re-applied after repayment?
Answer: Yes, those with good repayment history can reapply.
Question 5: Is this scheme available in every district of Punjab?
Answer: Yes, this scheme is available in both urban and rural areas.
The result
Asaan Karobar Card Not just a loan scheme but a plan to open up new avenues of growth for small businesses. This effort of the Punjab government will take the small businessmen out of financial difficulties and lead them towards economic independence. If you have a business idea or want to expand an existing business, now is the perfect time.
For more information and application visit the official website:
https://sbsf.punjab.gov.pk